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PGIM India Asset Management Private Limited today announced the launch of RetireMantra, a pioneering digital platform that reimagines retirement planning for the modern Indian. In a country where longevity is rising and aspirations are evolving, RetireMantra is designed to help individuals and families approach retirement not as a distant worry, but as a vibrant, fulfilling phase of life—one that can be planned for with clarity, confidence, and purpose.

Retirement readiness is critical because it’s the only financial goal for which we don’t get a loan. Yet, much like knowing the benefits of fitness but skipping basic steps, retirement planning faces similar behavioral hurdles. Negative emotions, misconceptions about financial instruments, and lack of awareness often lead to procrastination. For many Indians, retirement is clouded by thoughts of declining health, loneliness, or loss of influence—emotional barriers that delay action until it’s too late.

RetireMantra is built to address these barriers head-on. The platform integrates behavioral nudges, interactive tools, and inspiring stories to make retirement planning tangible and actionable. At its core is the belief that retirement is not an end, but a new beginning—a time to renew, recharge, and pursue passions with purpose.

RetireMantra’s unique features include the Retirement Readiness Survey, which captures real attitudes and mindsets about retirement across India, and Expert-Curated Articles, share fresh perspectives and mindset-shifting content to help clients overcome psychological barriers –spark positive, aspirational thinking about retirement. The 3-Bucket Calculator, a visual retirement planning tool that helps users allocate their corpus across conservative, hybrid, and equity buckets—demonstrating how smart allocation can extend corpus longevity and reduce anxiety about outliving savings. The 50 Gigs Compendium offers a curated list of hobbies and gigs that can be learned and monetized, supporting both financial independence and personal fulfilment post-retirement. The platform also features the PGIM India Retirement Fund, a solution-oriented scheme with a five-year lock-in or till retirement age, whichever is earlier, encouraging disciplined savings and mental segregation of retirement funds.

“I feel, RetireMantra is a breakthrough for the advisory community. It gives financial advisors and distributors a credible, research-backed platform to start meaningful retirement conversations—moving beyond products to holistic, life-stage solutions. This is about building trust, deepening relationships, and helping clients see retirement as a journey to be embraced, not avoided.” Abhishek Tiwari, CEO, PGIM India Asset Management Private Limited.
“At PGIM India, we are committed to making financial planning not just accessible, but truly transformative. RetireMantra is a testament to our belief that retirement should be a time of fulfilment, not fear. By combining innovative tools with deep behavioral insights, we are enabling both investors and advisors to take control of their future and build lasting financial well-being.” Ajit Menon, Senior Advisor, PGIM India Asset Management Private Limited.

“RetireMantra is more than a set of tools—it’s a behavioral ecosystem that helps individuals overcome inertia and connect emotionally with their future. Retirement is often avoided because it feels linked to loss—of status, health, or social connection. By embedding behavioral science into every touchpoint, RetireMantra reframes retirement as a phase of renewal and opportunity, empowering people to approach it with optimism, clarity, and purpose.” Dr. Sagneet Kaur, SVP – Behavioral Finance & Consumer Insights, PGIM India Asset Management Private Limited.

RetireMantra simplifies retirement planning for investors by removing anxiety and complexity. It offers clarity through calculators, confidence through actionable steps, and inspiration through stories—turning retirement into a dynamic, fulfilling life stage. For advisors, it’s a powerful platform to move beyond product pitches to holistic, behaviour-driven advice, enabling deeper trust and stronger relationships. Designed to be accessible and intuitive, RetireMantra reflects PGIM India’s commitment to financial literacy and empowerment—helping every user to get excited, get inspired and take charge of their older future self, starting today.

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