Quote on HDFC Bank and HDFC Ltd Stock post merger by Dr. V K Vijayakumar, Geojit Financial
![](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2022/04/16ad3d2f5719608143227dd39a3bedff.jpg)
Follow us Now on Telegram ! Get daily 10 - 12 important updates on Business, Finance and Investment. Join our Telegram Channel
https://t.me/InvestmentGuruIndiacom
Download Telegram App before Joining the Channel
Below is quote on HDFC Bank and HDFC Ltd Stock post merger By Dr. V K Vijayakumar, Chief Investment Strategist at Geojit Financial Services
"Amalgamation of HDFC Ltd into HDFC Bank is likely to impact the cost of funds of HDFC Bank as there is around Rs2.8tn of debt in the balance sheet of HDFC Ltd. The cost of debt is lower than the cost of deposit of HDFC Bank. Therefore, investors are expecting the cost of fund of HDFC bank to go up post merger. In 4QFY22 HDFC Bank reported slower NII growth and lower NIMs. The merger can reduce the NIMs further. In our view the bank is well equipped to handle the deposit mobilization prior to merger date. They are aggressive in branch opening too. We believe the stock price movement in momentary and the superior asset quality and lower provision is likely to keep the shareholders return intact. In mid run the stock can witness some pressure but in long run it may outperform the sector"
Above views are of the author and not of the website kindly read disclaimer
![](https://portfolio.investmentguruindia.com/uploads/news/Astrology.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/202408313214705.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Funding.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Myntra_trent.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/FPI_09.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Geojit Financial Services.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Ajit Mishra.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Broker_87.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Krishna Appala.jpg)
![](https://portfolio.investmentguruindia.com/uploads/news/Alchemy Capital Management.jpg)
Tag News
![](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2023/09/aecd4f4a5e886b873aa68500d027acd0.jpg)
We anticipate immense potential benefits from the upcoming Sovereign Gold Bond Tranche in FY...
![Weekly Market Analysis : Markets strengthened recovery and gained nearly 2% in the passing week Says Mr. Ajit Mishra, Religare Broking](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2023/09/cc796169e4f7c012914c95f4a8efe430.jpg)
![Weekly market outlook : The market is eagerly awaiting data on inflation and industrial production to provide further guidance Says Vinod Nair, Geojit Financial Services](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2023/09/5f1fa5f12be5ac87ff9258ea3909f0f8.jpg)
![Monthly Debt Market Update, September 2023: CareEdge Ratings](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2023/09/c5541407585e9dfdc52f905c92d59e61.jpg)
More News
![](https://portfolio.investmentguruindia.com/investmentguruimages/upload/post/2021/09/023b8bd614b31b62be24d7c0bab03ce2.jpg)
RBI's recent decision to allow NBFCs, Payment System Providers and Payment System By Gurjodh...
![India Acts Swiftly: Duty on Chana Lifted, Import Window for Yellow Peas Extended to Bolster Pulse Supply by Amit Gupta, Kedia Advisory](https://portfolio.investmentguruindia.com/uploads/news/pulses.jpg)
![Quote on Monetary Policy Committee by Dr. Poonam Tandon, Chief Investment Officer at IndiaFirst Life Insurance Company](https://portfolio.investmentguruindia.com/uploads/news/Dr. Poonam Tandon - Chief Investment Officer.jpg)
![Perspective on AMFI Data By Mr. Akhil Chaturvedi, Motilal Oswal Asset Management](https://portfolio.investmentguruindia.com//uploads/news/Akhil Chaturvedi.jpg)