Tata AIA Delivers Benchmark-Beating Fund Performance Across Its ULIP Offerings
Tata AIA Life Insurance continues to set benchmarks in fund performance through its Unit Linked Insurance Plans (ULIPs). The company's funds have outperformed market benchmarks. This offers policyholders an ideal combination of long-term growth and life insurance protection.
Performance of Tata AIA Funds:
|
Last 5 Years Returns* (CAGR) |
||
|
Tata AIA Funds |
Fund Return (%) * |
Benchmark Return (%) * |
|
Multi Cap Fund |
31.40% |
22.70% |
|
Top 200 Fund |
32.30% |
22.70% |
|
India Consumption Fund |
30.44% |
22.70% |
*Data as of May 30, 2025. Past performance is not indicative of future performance.
Fund Benchmark: Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE 200.
Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
Tata AIA has established its expertise in investment-linked plans, consistently delivering benchmark-beating fund performance. An impressive 99.93% of the company’s assets under management (AUM) is rated 4 or 5 star by Morningstar, a globally recognised rating agency, on a 5-year basis. In contrast, the average for the private life insurance industry is only 29%.
Performance of TATA AIA’s Recent NFO’s as of 30 May 2025:
|
Fund name |
AUM (in Cr.) |
Inception date |
Returns since launch |
Benchmark |
Benchmark returns |
|
Emerging Opportunities Fund |
1996.36 |
31-Dec-2022 |
29.44% |
Nifty Midcap 100 – 95% CRISIL Liquid fund index – 5% |
27.18% |
|
Dynamic Advantage Fund |
245.50 |
31-Mar-2023 |
23.56 % |
Nifty 50 – 50% CRISIL Composite Bond fund Index – 50% |
13.45% |
|
Sustainable Equity Fund |
81.43 |
31-Mar-2023 |
22.24% |
Nifty 100 ESG Index |
21.17% |
|
Small Cap Discovery Fund |
1290.92 |
24-Jul-2023 |
37.42% |
NIFTY Small Cap 100 -100% |
26.49% |
|
Flexi Growth Fund |
825.44 |
31-Dec-2023 |
17.80% |
Nifty 500 Index |
11.99% |
Tata AIA's offerings provide policyholders with access to high-growth equity opportunities, backed by robust life and health insurance benefits. The funds focus on high-performing stocks, offering a balance of risk and return across all market caps.
Harshad Patil, Chief Investment Officer (CIO) of Tata AIA, said,"In alignment with Tata AIA Life's investment goal, we aim to provide best-in-class, consistent, and risk-adjusted returns over the long term. Through a well-established research methodology, we employ a bottom-up approach to selecting stocks. This strategy has enabled us to achieve impressive performance across our portfolio.”
With a steadfast focus on policyholder benefits, Tata AIA Life Insurance continues to lead by delivering consistent, benchmark-beating returns and redefining life insurance through its integrated ULIP offerings.
As of 31st May 2025, Tata AIA has grown its Assets Under Management (AUM) significantly to INR 130,053 Crores, translating to 27.08% YoY growth. This has been possible due to robust Individual New Business Premium income and exceptional investment performance.
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