Shriram Finance Limited revices fixed deposit intrest rates Effective July 2, 2026
Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will be effective from July 2, 2026.
The Fixed Deposits are rated "CRISIL AAA/Stable" by CRISIL Ratings, "[ICRA]AAA (Stable)" by ICRA, "IND AAA/Stable" by India Ratings and Research, and "CARE AAA/Stable" by CARE Ratings.
Revised Interest Rates (Effective July 2, 2026)
Deposits up to Rs. 10 Crore
|
Tenor |
Existing Rate p.a. |
Revised Rate p.a. |
|
12 months |
6.75% |
6.85% |
|
15 months (Digital Only) |
7.05% |
7.10% |
|
18 months – 23 months |
7.00% |
7.05% |
|
24 months – 35 months |
7.05% |
7.10% |
|
36 months – 60 months |
7.25% |
7.50% |
Additional benefits will continue to apply as follows:
-
Senior Citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.
-
Women depositors will receive an additional 0.05% p.a.
-
Renewals of matured deposits will attract an additional 0.15% p.a.
Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.
Fixed Investment Plan (FIP) — Revised Rates (Effective July 2, 2026)
|
Tenor |
Existing Rate p.a. |
Revised Rate p.a. |
|
12 – 23 months |
6.75% |
6.85% |
|
24 – 35 months |
7.05% |
7.10% |
|
36 – 48 months |
7.25% |
7.50% |
Additional benefits will continue to apply as follows:
* Women depositors will receive an additional 0.05% p.a.
* Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.
FIP instalment will be accepted in multiples of Rs. 500/- subject to a minimum amount of Rs. 1,000/-.
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