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Below the Quote on Pre - Budget Expectation by Amit Nigam, Executive Director & CEO, FindiBANKIT

“The Union Budget 2025 presents a defining opportunity for India’s fintech ecosystem to scale its impact and global relevance. We are advocating for dedicated fintech funding mechanisms—a specialised corpus that can provide patient, long-term capital to emerging players focused on driving innovation and last-mile financial inclusion. Equally important is the creation of growth funds for scale-stage fintech companies, supported by meaningful tax relief measures such as rationalised GST on digital financial services and enhanced R&D tax incentives. These steps would significantly strengthen the sector's expansion and innovation capabilities. A resilient financial security architecture must remain a top priority. Increased budgetary allocation towards cybersecurity infrastructure and uniform industry-wide security standards will be critical in reinforcing consumer trust—arguably the most valuable asset in the digital finance ecosystem. Most critically, policy support for credit inclusion through digital platforms can unlock access to formal credit for millions of underserved Indians. By incentivising alternative credit assessment models and strengthening open banking frameworks, fintechs can play a pivotal role in bridging India’s credit gap in a scalable and responsible manner.

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