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Below the Quote on 2025 Trend and 2026 Outlook by Mr. Vikas Bhasin, Managing Director, Saya Group

The Indian real estate market witnessed sustained and broad-based growth in 2025, driven by strong end-user demand, improving buyer confidence, and continued infrastructure-led development across key urban markets. What stood out this year was the depth of demand—not just in luxury housing, but also across mid-income and aspirational segments, where homeownership sentiment strengthened significantly.

As we step into 2026, the outlook remains equally positive. One of the most encouraging factors is the clear downward trajectory of home loan interest rates, which have now softened to comfortable levels of around 7.25% per annum or even lower in some cases. This easing of borrowing costs is expected to translate into improved affordability, higher eligibility, and renewed momentum among first-time and upgrade homebuyers.

We believe 2026 will see a noticeable pickup in the mid-income and upper-mid segments, as fence-sitters convert intent into action. Stable pricing, better financing conditions, and enhanced product offerings by developers will further support demand. With strong fundamentals, robust urban infrastructure, and a favourable interest-rate environment, the real estate sector is well positioned to continue its growth trajectory in the coming year.

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