2025-04-09 05:21:50 pm | Source: Urban Money
Reaction on the RBI policy by Mr Amit Prakash Singh, Co-Founder & Chief Business Officer, Urban Money
Below the Reaction on the RBI policy by Mr Amit Prakash Singh, Co-Founder & Chief Business Officer, Urban Money
The RBI’s decision to cut the repo rate by 25 basis points to 6% is a strong, forward-looking signal for the broader credit ecosystem. For borrowers across segments—be it home loans, personal loans, business loans, or loans against property—this translates into more affordable access to capital and lower EMIs. From a lender’s standpoint, enhanced liquidity and lower cost of funds create an environment where institutions can expand credit offerings more aggressively, target new customer segments, and fine-tune risk-based pricing models. At a time of rising global uncertainties, this move will boost credit demand, improve affordability, and enhance liquidity across the lending ecosystem.
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