IGI Logo

Below the Pre-Budget Quote on Health Insurance - Prevention over Treatment from Samir Sheth Managing Partner, Deal Advisory, BDO India

“It is anticipated that budget 2026 will shift the health insurance debate away from hospitalisation to preventative and outpatient health care. As more than 45% of the total healthcare expenditure in India consists of out-of-pocket spending, the insurers are looking to get policy backing to increase preventive coverage. In our view, the wellness-based incentive insurance plans would have a considerable impact on reducing the pressure on the long-term claims and enhancing the population health outcomes. This would also make insurance in line with the overall public health goals of India.”

Potential Effects: Reduced volatility of claims, improved risk pricing, less healthcare burden.

Above views are of the author and not of the website kindly read disclaimer