Loan distribution drives BLS`s next leg of growth; disbursals at Rs.12,000 cr in FY25
Loan origination is fast emerging as the growth engine for BLS E-Services Ltd, with the company reporting Rs.12,000 crore in loan disbursements during FY25. A major thrust came from its newly acquired subsidiary, Aadifidelis Solutions Pvt. Ltd. (ASPL), which added more than Rs.6,700 crore in disbursements within just four months of consolidation, according to the company’s annual filing. The company which has achieved record loan disbursements in FY25, Targets 15-20 % Higher Growth in FY26 and has now also giving secured loans as a product.
ASPL’s network of 8,600+ Direct Selling Agents (DSAs) and tie-ups with 100+ banks and NBFCs is expected to power annual disbursements in the Rs.15,000–18,000 crore range, strengthening BLS’s foray into the credit distribution vertical. In Q1FY26, the company recorded consolidated total income of Rs. 251.2 crores, reflecting a robust year-on-year increase of 205.3% over Rs. 82.3 crore in Q1FY25. This significant growth was primarily driven by the expanded scale of the Business Correspondent segment as well as the strategic acquisition of Aadifidelis Solutions.
This push complements BLS’s 44,800+ Business Correspondent agents and 1.42 lakh+ touchpoints, creating cross-sell opportunities across loans, insurance, and assisted services in semi-urban and rural markets.
“Credit enablement has become central to our mission of building a one-stop digital platform,” said Shikhar Aggarwal, Chairman, BLS E-Services. “With Aadifidelis, we now have the ability to originate and distribute loans at scale, while extending meaningful credit access to households and small businesses in Bharat.”
In the first quarter of FY26, BLS through Aadifidelis has already facilitated Rs.6500 crore in loan disbursements, putting the company firmly on track for its projected Rs.25,000 crore annual run rate. Aggarwal added: “The strong Q1 momentum gives us confidence that FY26 will be a breakout year for our credit business. As rural credit demand converges with our distribution reach, we are positioned to create one of the largest loan origination platforms in the country.”
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