L&T Finance Ltd. scales Gold Loan footprint to over 260 branches
L&T Finance Ltd. (LTF), (formerly known as L&T Finance Holdings Ltd.), one of the leading Non-Banking Financial Companies (NBFCs) in the country, today announced a major milestone in its retail strategy by doubling its Gold Loan branch network to over 260 branches nationwide. This rapid expansion was marked by the launch of its 130th new branch earlier this month since the acquisition of the gold loan business in June 2025. By matching its acquired portfolio with over 130 new branches in under a year, LTF has signalled a high-velocity play in India’s secured credit landscape.
By scaling operations across the North, West, East, and South regions, LTF is pursuing geo-expansion to capture increasing demand for secured credit. LTF’s Gold Loan business has expanded its footprint to 18 States and Union Territories, marking its strategic entry into Assam, Karnataka, Telangana, Maharashtra, Odisha, West Bengal, Himachal Pradesh, and Rajasthan. By seamlessly integrating physical proximity with digital agility, LTF continues to redefine the gold loan experience through rapid turnaround times and flexible credit solutions.
Commenting on this development, Mr. Raju Dodti, Chief Operating Officer, LTF, said, “We are elated to share that we have successfully doubled the Company’s dedicated gold loan branch network in record time since our entry into this business, bringing the total count to over 260 branches nationwide, which will continue to increase given our aggressive branch expansion policy. Our rapid expansion is a testament to our 'Lakshya' strategy—transforming into a top-class, digitally-enabled, customer-centric retail powerhouse. By adding nearly 1 branch per day over the past few months, we aren't just increasing our footprint; we are building a robust ecosystem of security and trust. By scaling across the North, West, East, and South, LTF is de-risking its portfolio through geographic diversification while capturing high-growth retail demand. It is also underpinned by operational excellence, featuring state-of-the-art security systems and an experienced workforce specialised to deliver gold-standard customer service.”
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