Expert Comment on Post-Monetary Policy Committee by Ashish Goyal, Co-Founder and Whole Time Director, Fibe
Below the Expert Comment on Post-Monetary Policy Committee by Ashish Goyal, Co-Founder and Whole Time Director, Fibe
“The 25 bps rate cut announced today, taking the total reduction to 125 bps in 2025, signals a strong shift toward supporting growth while keeping inflation in check. The cumulative easing brings down borrowing costs meaningfully, strengthens household purchasing power and gives customers more confidence to plan long-term. Lower rates also create a clear push for higher consumption as everyday credit becomes more accessible, and the cost of major purchases becomes easier to manage.”
Meanwhile, the liquidity actions through large government bond purchases and the three-year dollar rupee swap focus on strengthening the financial system itself. Injecting more than Rs 1 lakh crore into the economy ensures lenders have the flexibility to extend credit smoothly and prevents any strain on financial conditions. Better liquidity also improves policy transmission, supports small enterprises and stabilises financial markets. Combined with the RBI’s renewed push on customer service and grievance resolution, these steps create a more resilient and customer-centric financial environment that supports broad-based economic momentum.”
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