Quote on Budget by Robin Arya, smallcase manager and Founder at GoalFi
Below The Quote on Budget by Robin Arya, smallcase manager and Founder at GoalFi
“The Union Budget 2025-26 introduces several structural and fiscal measures aimed at economic growth, financial inclusion, and tax simplification. The rationalization of income tax slabs, with zero tax liability up to Rs.12 lakh under the new regime, directly enhances disposable income and investor participation in financial markets. The proposed reduction in TDS complexities, increased deduction limits for senior citizens ( Rs.1 lakh) and rent ( Rs.6 lakh), and the removal of TCS on education loans further streamline tax compliance.
The focus on MSMEs, capital markets, and fintech is expected to improve capital allocation efficiency, while the government’s fiscal consolidation efforts, targeting a 4.4% fiscal deficit for FY26, signal macroeconomic stability.
In the financial sector, the increase in FDI limits for insurance from 74% to 100%, along with the planned rollout of a revamped Central KYC Registry, will facilitate deeper financial penetration. Additionally, ?1 lakh crore Urban Challenge Fund and Rs.20,000 crore Nuclear Energy Mission highlight the push for infrastructure and energy transition.
The government’s emphasis on enhancing digital public infrastructure, expanding fintech capabilities, and improving capital market efficiency aligns with the broader goal of fostering a transparent, investor-friendly ecosystem.
At GoalFi, we recognize these policy measures as critical to strengthening India’s investment landscape. The budget reflects a clear direction toward financial sector modernization, and we remain committed to leveraging these changes to enhance investor access to structured, data-driven investment opportunities.”
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