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Below the Views on RBI Policy impact on Real Estate by Sharad Mittal Founder & CEO, Arnya Realestates Fund Advisors 

After three consecutive rate cuts, the RBI’s Monetary Policy Committee (MPC) has decided to keep the repo rate unchanged at 5.5%, while maintaining a neutral stance, indicating a cautious approach amid mixed economic signals. For the real estate sector, this means borrowing costs will remain at multi-year lows for both consumers and developers — supporting credit growth and sustaining market confidence. By allowing the cumulative 100 basis points in rate cuts announced earlier to fully percolate through the economy, the RBI is encouraging stable planning and investment during a period of both domestic and global uncertainty. 

On one hand, retail inflation eased in June 2025 to 2.1%; on the other, new global uncertainties have emerged — such as U.S. tariffs on Indian exports and resulting rupee volatility. The RBI has retained its GDP growth forecast for FY26 at 6.5%, while revising its inflation forecast downward to 3.1%.

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