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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) has announced the appointment of Mr. Gaurav Terdal as its Chief Human Resources Officer (CHRO). Gaurav’s primary responsibility will be to drive success through strategic HR leadership. He will report to Mr. Swaminathan Subramanian, Chief Operating Officer, SMFG India Credit.

Gaurav has worked with SMFG India Credit for 9 years in multiple stints, where he honed skills across diverse HR domains, such as Compensation, Business HR, Talent acquisition, HR systems, Payroll, and HR operations.

With over 19 years of experience across sectors like financial services, manufacturing & automobiles, Gaurav is strategically adept in tailoring talent management along with developing various HR strategies to fit the unique life cycle stages of the organization.

Gaurav holds a post graduate degree from XLRI, Jamshedpur.

Speaking about the appointment, Mr. Swaminathan Subramanian, Chief Operating Officer, SMFG India Credit said, “I am delighted that Gaurav is yet another example of the much acclaimed leadership factory of SMFG India Credit! I congratulate him on his well-deserved promotion to the role of Chief Human Resources Officer. Gaurav's extensive experience across diverse HR functions has enhanced his strategic acumen in approaching people management and HR processes, making him a well-rounded HR leader for shaping our HR strategy. His deep understanding of our business and our distinctive culture will be instrumental in crafting and executing customized HR practices tailored to our growth journey. We are confident that under his leadership, our people strategy and workplace policies will make a stronger, positive impact on our business.”

Speaking on his new role, Mr. Gaurav Terdal, CHRO, SMFG India Credit said, "SMFG India Credit has been my nurturing ground, where I've acquired and enhanced invaluable insights into HR; it's my professional alma mater. I extend my heartfelt gratitude to the leadership team for their unwavering belief in me and for entrusting me with this opportunity. The CHRO role carries significant responsibility and I am committed to leverage my extensive professional experience to steer the organisation towards a brighter future."

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