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Below the Quote on Post Budget Reaction by Mr. Manish Goel, Founder and MD, Equentis Wealth Advisory Services

"Union Budget 2025-26: A Big Win for Personal Finance & Growth

The Union Budget 2025-26 delivers a strong push for middle-class taxpayers, making personal finance a key beneficiary. With zero tax up to Rs 12 lakh under the new tax regime and simplified TDS/TCS rules, individuals will have higher disposable incomes, driving consumption and savings. The rationalization of tax slabs and compliance relief further eases financial planning, making this budget a major step toward a more taxpayer-friendly system.

Beyond tax relief, the budget supports long-term wealth creation through pro-growth policies, infrastructure investments, and MSME incentives. The ?10,000 crore Alternate Investment Fund (AIF) for startups and higher MSME credit limits aim to boost entrepreneurship and job creation, fostering an environment where individuals can benefit from expanding economic opportunities.

On the macroeconomic front, the government maintains fiscal prudence, targeting a 4.4% fiscal deficit in FY26 while projecting a 10.1% GDP growth at current prices. Increased capital expenditure and a renewed focus on divestments ensure that growth remains sustainable, paving the way for robust financial markets and stable long-term returns for investors.

For rural and agricultural sectors, higher credit limits for farmers under the Kisan Credit Card (KCC) and dedicated support for agri-processing, including the Makhana Board in Bihar, promise income stability for millions. Similarly, trade facilitation measures like the Export Promotion Mission and Bharat Trade Net will simplify business transactions, ensuring stronger growth in global trade.

With bold reforms, tax relief, and growth-oriented measures, Budget 2025-26 strengthens personal financial security while driving India’s economic momentum. A clear focus on wealth creation, savings, and ease of doing business makes this a transformative budget for individuals and investors alike."

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