IGI Logo

Systematix Private Wealth was launched in November 2025 with a clear purpose: to build a wealth management platform anchored in long-term thinking, disciplined advice, and institutional-quality governance. Even at this early stage, the business advises and manages close to Rs 9,000 crore of client assets, reflecting strong client confidence in the platform and its philosophy. Given the timing of the launch, our initial focus was on laying strong foundations defining our advisory philosophy, strengthening governance and compliance frameworks, and aligning closely with Systematix Group’s broader capabilities across research, capital markets, and asset management.

The year 2025 marked a meaningful evolution in India’s private wealth landscape. Wealth conversations became decisively more client-led, with growing emphasis on succession planning, inter-generational transitions, and behaviour-aware advice supported by data and technology. Regulation, rising wealth levels, and digital adoption together contributed to a more mature and structured advisory ecosystem.

Wealth management also moved beyond generic, one-size-fits-all models. Integrated advice bringing together investments, taxation, succession, governance, and long-term planning replaced standalone product discussions.

Depth of expertise, coordination across disciplines, and continuity of advice emerged as key differentiators.

At the same time, India’s private wealth opportunity broadened significantly. Growth in the mass affluent segment began to outpace traditional ultra-high-net-worth segments, driven by entrepreneurship and wider equity participation.

With India’s mass affluent population expected to cross 60–70 million households by 2030, technology-enabled platforms have increasingly made institutional-quality advice accessible at lower ticket sizes, shifting the landscape from exclusivity toward more structured and scalable accessibility.

Portfolio construction evolved meaningfully through 2025, with alternatives taking a more central role. Private markets, structured and private credit, income-oriented real estate, global exposure, and ESG-aligned strategies increasingly complemented traditional assets.

Alongside this, greater attention was paid to governance structures such as trusts and family offices to support long-term continuity.

Wealth creation also became decisively pan-India.

Over 20% of new HNIs now emerge from non-metro cities, reflecting the growing contribution of Tier 2 and Tier 3 centres to India’s wealth landscape. This shift has been supported by wider digital access and standardised advisory frameworks, reducing reliance on physical proximity. At the same time, client expectations around digital experience have reset, with demand for unified portfolio views, clarity across assets, and seamless engagement becoming non-negotiable.

Underpinning these shifts was the growing role of WealthTech and operational efficiency. Technology emerged as core infrastructure, enabling wider access to advice, real-time visibility, and scalable processes, while automation and AI helped protect advisory quality amid fee and compliance pressures. Operational discipline increasingly became a source of competitive advantage

Outlook for 2026

Looking ahead, 2026 is likely to be defined less by market direction and more by the quality of portfolio design and execution. Wealth creation beyond metros is expected to remain a structural driver, while NRI investments into India are likely to stay focused on long-term allocation rather than tactical flows.

UHNI behaviour continues to evolve across geographies and market cycles, with greater emphasis on global diversification, capital preservation, governance, and inter-generational continuity. In a more volatile and selective return environment, asset allocation will remain the most important determinant of outcomes. Thoughtful integration of alternatives, disciplined rebalancing, and strong portfolio architecture will matter more than market timing.

As we move into 2026, Systematix Private Wealth remains focused on building resilient wealth structures that endure across cycles and generations, combining Systematix’s institutional DNA with personalised, client-centric advice.

Above views are of the author and not of the website kindly read disclaimer