DCB Bank announces Q1FY26 results, reporting a growth of 20% with Profit After Tax (PAT) at INR 157 Cr.
The Board of Directors of DCB Bank Ltd. (BSE: 532772; NSE: DCB) at its meeting in Mumbai on July 31, 2025, approved the unaudited financial results for the quarter ended June 30, 2025 (Q1 FY 2026) along with limited review report by statutory auditors 'Varma & Varma, Chartered Accountants' and 'BSR & Co. LLP, Chartered Accountants'.
Highlights:
1) The Bank’s Profit After Tax (PAT) for Q1 FY 2026 was at INR 157 Cr. In comparison Profit After Tax for Q1 FY 2025 was at INR 131 Cr., growth of 20%.
2) Advances growth year-on-year was at 21% (Year-on-year Mortgages growth 17%, Colending growth 162%, Construction Finance growth 34% and Agri & Inclusive Banking growth 12%) and Deposits growth year-on-year was at 20%
3) The Gross NPA as on June 30, 2025, was at 2.98%. Net NPA was at 1.22% as on June 30, 2025. The Provision Coverage Ratio (PCR) as on June 30, 2025 was at 74.04% and PCR without considering Gold Loans NPAs was at 75.00%.
4) Capital Adequacy continues to be strong and as on June 30, 2025, the Capital Adequacy Ratio was at 16.66% (with Tier I at 14.20% and Tier II at 2.46% as per Basel III norms).
Speaking on the Q1 FY 2026 results Mr. Praveen Kutty, Managing Director & CEO said, “We are happy with the consistency demonstrated on both the top line and the bottom line, quarter after quarter. Managing the NIM in a challenging environment by optimizing the cost of funds has been a highlight of the quarter Q1. We are focused on reducing the slippage ratio and continue to ensure that cost to average assets ratio improves even further going forward”.
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