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Ever come across situations where you are extremely overwhelmed. Your hormones speed up your heart, you start breathing faster, have palpitations, and experience a sudden burst of energy. This is the way your body reacts to stress. Though stress can be useful at times and help you achieve things by making you work harder, if this stress prolongs for a long time or happens too often, it can have negative implications. Symptoms in the form of frequent headaches, poor sleep, upset stomach, back and body pain, can take place. It can weaken your immunity, making it difficult for your body to fight against disease, giving rise to numerous lifestyle ailments such as heart issues, cancer, hypertension, and many more.

Stress can have serious consequences on your heart and health by increasing the plaque rate and block your arteries. This results in cutting off of blood flow to your heart by constricting arteries. This can trigger chest pains or even a heart attack. Further, many people choose to drink or smoke to “relieve” or “manage” their stress, which in the long run too can increase blood pressure and harm the heart. Cardiovascular ailments caused by stress are one of the largest killers in the world; therefore, having a mediclaim insurance that offers you coverage for this has become necessary.  

Stress comes in many forms which can take a toll on the heart. This can range from workplace stress, financial stress, disaster-related stress, personal stress, and so many more. 

Though the best medical insurance plans offer you security from financial risk that you may incur in an unfortunate event of stress-related diseases, there are numerous measures of stress management which you can follow too. Stress management is not only beneficial for your overall health but also is effective against heart disease.  

Some of the popular stress management techniques adopted worldwide are: 

1. Exercise
   Indulging in regular physical exercise is one of the best ways to manage stress. Physical activity releases positive hormones to alleviate stress and improves your overall health.
    
2. Proper Sleep
   Lack of sound sleep can affect your mood, alertness, and energy level. It can keep you feeling tired all day long and worsen your physical health
    
3. Meditation
   Proper meditation and breathing techniques can largely facilitate stress relief. Yoga, pranayama, and guided meditation all offer relaxation methods that can keep you calm and reduce your stress.
    
4. Practice Time Management
   Learning new techniques to manage your time efficiently can help you better balance your work, family and other demands.
    
5. Pamper yourself
   Taking some time out for yourself to do something that you enjoy is not only important but also imperative for your mental balance. Treat yourself to a massage, listen to some soothing music or take a walk amidst nature. You may even indulge in your favourite hobby, which will help you calm and unwind. 
    
6. Share your feelings
   Expressing yourself and your emotions is one of the best and most effective methods of releasing your stress. You can either jot your thoughts out in your journal or diary or speak it out with a close confidante or friend. Further, talking, crying, laughing, simply letting out all your emotions is a great way of stress management.
    
7. Confront the situation head-on
   Another way to deal with your stress is to confront the issue at hand head-on. Many times, coming face to face with the problem we are dealing with is the only solution, which can help you relieve yourself of the stress.
    
8. Approach a counsellor
   If you are unable to manage the stress you are undergoing, you should seek professional help. Assertive communication with a counsellor can help you express yourself in a tactful and thoughtful way.

Further, purchasing health insurance plans in India can safeguard you and your loved ones against the financial implications of a medical emergency and help manage the stress arising from the ill-health of a family member.

A healthy mind is a gateway to a healthy heart. And adopting various stress management techniques can help you in achieving the calm and mental well-being you would want during a stressful period. Know more about PNB MetLife Mera Mediclaim Plan which is combination of Health insurance + Life Insurance. 

Visit website to know more on Mera Mediclaim Plan, term plan and term insurance

Disclaimer: 
The aforesaid article presents the view of an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability or medical complications incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ health advisor before making any decision.

Mera Mediclaim Plan is an Non-Linked, Non Participating, Combi Insurance Plan (UIN: 117Y102V01). It is advised to familiarize yourselves with the policy benefits and policy service structure of the ‘Mera Mediclaim Plan’ before deciding to purchase the policy. Please read the sales brochure carefully before concluding any sale. This product is jointly offered by 'PNB MetLife India Insurance Company Limited' and 'Religare Health Insurance Company Limited'. PNB MetLife is lead insurer for this product. The risks of this ‘Mera Mediclaim Plan’ are distinct and are assumed / accepted by respective insurance companies as per their underwriting guidelines. The liability to settle the claim vests with respective insurers, i.e., for health insurance benefits 'Religare Health Insurance Company Limited' and for life insurance benefits 'PNB MetLife India Insurance Company Limited'. The policyholders of the ‘Mera Mediclaim Plan' are eligible to continue with either part of the policy, discontinuing the other during the policy term. Goods and Service Tax (GST) shall be levied as per the prevailing tax laws which are subject to change from time. Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Cash payment is not eligible for tax benefit under Sec 80D of Income Tax Act, 1961.
Religare Health Insurance Company Limited Regd. Office -  5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019 | IRDAI Regd. No.: 148 CIN - U66000DL2007PLC161503. Correspondence Address -  Vipul Tech Square, Tower C, 3rd Floor, Sector – 43, Golf Course Road, Gurgaon – 122009 Call:1800-102-4488|1860-500-4488

PNB MetLife India Insurance Company Limited - Regd. Office : Unit Nos. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, # 26/27, M.G. Road, Bengaluru – 560 001. IRDAI Regd. No.: 117 CIN.: U66010KA2001PLC028883 Phone: 080–6600 6969, Fax: 080 – 25585815, Email: indiaservice@pnbmetlife.co.in Write to us at: Office Unit No. 101, 1st Floor, Techniplex-1, Techniplex Complex, off Veer Savarkar Flyover, S V Road Goregaon (West), Mumbai – 400 062, Phone: 022 4179 0000, Fax: 022 - 41790203
The marks “PNB” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
Religare is a registered trademark of  RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries. 

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