2025-12-27 05:12:04 pm | Source: InsuranceDekho
Quote on Year-Ender by Pankaj Goneka,VP & Head of B2B2C, InsuranceDekho
Below the Quote on Year-Ender by Pankaj Goneka,VP & Head of B2B2C, InsuranceDekho
"As we approach the end of 2025, the Indian insurance industry stands at a key inflection point, marked by steady premium growth, deeper regional distribution, and accelerating digital adoption. Life and non-life insurers benefited from an expanding agent and PoSP ecosystem, wider acceptance across Tier II, Tier III and rural markets, and a regulatory environment increasingly focused on transparency and consumer protection. A significant catalyst during the year was the government’s move to exempt individual life and health insurance premiums from GST, materially improving affordability and strengthening demand for protection-led products. At the same time, insurers made tangible progress in digital onboarding, embedded insurance partnerships, and AI-led underwriting and fraud detection.
Looking ahead, the industry’s focus is clear, simpler products, faster and more transparent claims, and scalable growth through technology. With continued innovation and supportive regulation, insurance is well placed to play a central role in India’s long-term financial sec
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