IGI Logo

Below the Perspective on UPI transactions done in September 2025 by Mr. Ramakrishnan Ramamurthy, Chief Delivery and Operations Officer – India, Worldline

“UPI’s performance in September 2025 reaffirms its position as the backbone of India’s digital payments ecosystem. Recording 19.63 billion transactions worth Rs.24.90 lakh crore, the platform witnessed robust year-on-year growth of 31% in transaction volume and 21% in value.

This sustained momentum highlights not only UPI’s deepening penetration across urban and rural India but also the increasing reliance of consumers and businesses on fast, secure, and low-cost digital payments. The consistent growth in both volume and value underscores UPI’s pivotal role in advancing financial inclusion, formalising the economy, and powering the country’s digital transformation.

Looking ahead, recent enhancements—such as increased transaction limits and the introduction of credit lines on UPI—are set to expand its reach into high-value payments and credit-driven use cases. These innovations are expected to further consolidate UPI’s dominance in the digital payments landscape and accelerate India’s shift towards a less-cash, tech-enabled financial future”

Above views are of the author and not of the website kindly read disclaimer