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The Board of Directors of MAS Financial Services Limited (MAS Financial) (BSE: 540749, NSE: MASFIN), specialized in MSME financing, announced today the unaudited financial results for the quarter ended 30^th September 2025.

122 Quarters of Consistent Financial Performance is the testimony to the strong fundamentals of the company, which has been followed for last three decades. 

Performance Highlights – (Consolidated)

* MAS Financial Services Limited on a consolidated basis reports Assets under Management (AUM) of ` 13821.14 Crores and Profit after Tax (PAT) of ` 91.43 Crores for the quarter ended 30^th September 2025 from ` 11681.18 Crores and ` 77.62 Crores respectively for the quarter ended 30^th September 2024. The consolidated disbursement was ` 3259.15 Crores during the quarter ended 30^th September 2025 while extending credit where it is due.

* A Growth of 18.32% in AUM and 17.79% in PAT over the corresponding quarter of the previous year.

Performance Highlights – MAS Financial Services limited (Standalone)

MAS Financial Services Limited reports Assets under Management (AUM) of ` 12999.44 Crores and Profit after Tax (PAT) of ` 89.70 Crores for the quarter ended 30^th September 2025 from ` 11016.65 Crores and ` 76.57 Crores respectively for the quarter ended 30^th September 2024. The AUM as on 30^th June 2025 was ` 12504.60 Crores. The standalone disbursement was ` 3197.31 Crores during the quarter ended 30^th September 2025.

* A Growth of 18.00% in AUM and 17.15% in PAT over the corresponding quarter of the previous year.

* Capital Adequacy Ratio (including Tier II capital) as of 30^th September 2025 remained very strong at 24.57% with Tier-I capital at 22.71%.

* The portfolio quality remained stable and strong at 2.53% gross stage 3 assets and 1.69% net stage 3 assets of AUM as compared to 2.49% gross stage 3 assets and 1.63% net stage 3 assets of AUM as on 30^th June 2025.

* The company continues to carry a management overlay of ` 17.60 Crores as on 30^th September 2025, 0.17% of the on-book assets.

The MSME segment contributed approximately 60% in the YoY AUM growth of the company while other products also contributed meaningfully.

Performance Highlights – MAS Rural Housing and Mortgage Finance Limited (Standalone)

MAS Rural Housing and Mortgage Finance Limited reports Assets under Management of ` 821.70 Crores and Profit after Tax of ` 2.99 Crores for the quarter ended 30^th September 2025 from ` 664.53 Crores and ` 2.37 Crores respectively for the quarter ended 30^th September 2024.

* A growth of 23.65% in AUM and 25.90% in PAT over the corresponding quarter of the previous year.

* Capital Adequacy Ratio (including Tier II capital) as on 30^th September 2025 stood at 32.04%. The Tier-I capital stood at 28.22%.

* MAS Rural Housing and Mortgage Finance Limited reports Assets under Management of ` 821.70 Crores and Profit after Tax of ` 2.99 Crores for the quarter ended 30^th September 2025 from ` 664.53 Crores and ` 2.37 Crores respectively for the quarter ended 30^th September 2024.

* A growth of 23.65% in AUM and 25.90% in PAT over the corresponding quarter of the previous year.

* Capital Adequacy Ratio (including Tier II capital) as on 30^th September 2025 stood at 32.04%. The Tier-I capital stood at 28.22%.

* The company continues to carry a management overlay of ` 3.31 Crores as on 30^th September 2025, 0.55% of the on-book assets.

We are pleased to announce that MASFin Insurance Broking Private Limited (Subsidiary of MAS Financial) has been granted Certificate of Registration from IRDAI to operate as a Direct Insurance Broker (Life & General).

Commenting on the performance, Mr. Kamlesh Gandhi - Founder, Chairman & Managing Director, MAS Financial said

“The performance of the company as demonstrated over three decades was consistent and robust demonstrating our capabilities of navigating through tough cycles successfully. Going forward we are confident to maintain a strong growth momentum backed by very strong enablers.

Team MAS remains committed to its mission of “Excellence through endeavors.” which we now reckon as “PURPOSE LED PROGRESS DRIVEN”

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